Deal score and verdict
A single score built from cash flow, debt coverage, return on capital, and downside exposure, paired with the maximum price you should pay.
Real estate deal analyzer
Real Estate Deal Analyzer for Serious Investors
Most deals die on a spreadsheet nobody trusts. The Empire Deal Analysis takes your purchase price, financing, income, and expenses and returns one clear verdict — move forward, negotiate, or pass — with the offer number that makes the deal work.
Free account required. Three complimentary analyses, then membership for continued access.
What paid memberships unlock
Complimentary analyses include a verdict, plain-language why, key numbers, top three risks, basic next step, offer guidance when possible, and a one-page summary. The advanced features below require Investor Plus or Investor Pro, as applicable.
Full financial breakdown
Net operating income, debt service, cash-on-cash, cap rate, and a five-year projection with every formula shown.
Risk assessment
Vacancy sensitivity, rate exposure, repair overrun, and thin-margin flags called out before you sign anything.
Ranked exit strategies
Hold, refinance, wholesale, or reposition — ordered by what the numbers actually support on this property.
How the analyzer reaches a verdict
Every run starts with the operating picture: gross income less vacancy, maintenance, management, taxes, insurance, and any association dues. That produces net operating income, which drives cap rate and valuation independent of how you finance the purchase.
Financing is layered on second. Down payment, rate, and term set debt service, which turns net operating income into real cash flow and a debt coverage ratio. A deal that looks strong unlevered can fail here, and the analyzer says so plainly.
Finally the model stresses the deal. It re-runs the numbers with worse occupancy and heavier repairs to find the price at which the return still clears your floor. That price becomes your offer ceiling.
Metrics returned
- Cap rate
- Cash-on-cash return
- Debt coverage ratio
- Net operating income
- Offer ceiling
- Five-year equity projection
Questions
- What property types can I run through the deal analyzer?
- Single-family rentals, small multifamily, apartments, commercial, mixed-use, land, and specialty assets such as parks and storage.
- How many deals can I analyze for free?
- Every new account includes three complimentary analyses. Continued access requires an Empire Deal Analysis membership.
- Is the output a real underwriting model or an estimate?
- The analyzer is a full underwriting model with visible formulas. For a human-reviewed report with comps, order an analyst report.